PROTECTION PLANS at McKinney Dodge

McKinney Automotive wants to provide our customers with the best Protection Plans available, we have chosen to offer plans from Zurich, a global corporation established in 1872.  Zurich is a leading commercial property-casualty insurance provider.

Vehicle Protection Plans

We understand that peace of mind is important when deciding on the best options to protect your vehicle investment.  We offer a variety of products and programs for you to choose from that will best suit your individual vehicle protection needs.

Vehicle Service Contracts

  Rental Plus
 Powertrain Standard Preferred Comprehensive
 Rental
 Reimbursement
XXXXX
 Trip Interruption
XXXXX
 Emergency 
 Roadside Assist
XXXX 
X
 Engine XXXX
 Transfer Case
 XX 
XX
 Drive Axle 
 XXXX
 Suspension  XXX
 Steering  XXX
 Brakes  XXX
 Heating & Air 
 Conditioning
  XXX
 Electrical
  XXX
 Cooling System
   XX
 Interior / Exterior
   XX
 All-Risk Mechanical
 Breakdown
    X


Road Hazard Tire and Wheel
As you drive down the road each day, you face hazards that can cause damage to your car's tires and wheels.  The road hazard tire and wheel program provides coverage for the only part of your vehicle that touches the road and the only part that is not covered by the manufacturer's warranty.

Road Hazard Tire and wheel coverage includes:
  • Tires
  • Wheels
  • Mounting, balancing, valve stems and taxes
  • Emergency Roadside Assistance

Additional Program Features Include:
  • One to five year terms available
  • No deductible
  • No maximum number of occurrences
  • No mileage limitations
  • All vehicle tires are covered for as long as they have 3/32" of tread at the time of damage
  • Transferable to the next vehicle owner

GAP

When your vehicle is stolen or damaged beyond repair, GAP cancels your debt!  If you're making payments on a vehicle that's stolen or damaged beyond repair, auto insurance alone may not pay everything that you owe. Insurance typically pays the vehicle's actual cash value rather than the amount remaining on your loan or lease, which could leave a financial "gap" of thousands of dollars.

GAP coverage gives you peace of mind.  If your insurance company determines that your vehicle is a total loss, GAP covers any remaining balance (up to $50,000) on your loan or lease after the payment from your insurance company.  Your deductible (up to $1000) may be included in this balance.  (Deductible benefits may vary by state.)

GAP Benefits:
  • Cancels up to $50,000 of loan or lease balance
  • Helps maintain your good credit
  • Covers negative equity
  • Auto insurance deductible (up to $1000) may be included
  • GAP is provided even if no auto insurance is in effect at the time of loss
  • One time low cost makes it affordable
  • Convenient because it's sold in conjunction with the vehicle purchase
  • GAP is provided for the term of your loan

 Benefit calculation:
 
 Loan or lease balance:
 $20,000     
 Less your insurance 
 settlement payment:
 -$14,000     
 Balance you owe:
 $6,000     
 GAP pays:
 $6,000     

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